The United States Supreme Court has expanded the scope of the so-called “ministerial exception” which shields religious employers from anti-discrimination laws, such as Title VII, which prohibits discrimination on the basis of race, color, sex, national origin and religion; the Age Discrimination in Employment Act and the Americans With Disabilities Act. The Court reasoned that […]
Know Your Subrogation Story
When a property damage claim is made, an insurance professional (either a frontline property adjuster or a dedicated subrogation claims adjuster) should determine whether there is potential for subrogation. The best way to make this determination is to uncover the all-important who, what, when where, why, and how of the story. The success of your […]
Alternative Methods for Securing Evidence in the COVID-19 Era
As a follow-up to the latest blog about in-person evidence inspections (Fire and Evidence Inspections in the Age of COVID-19), evidence can also be collected by methods other than having an engineer, property adjuster, or technician secure the evidence. This information applies to any time it is not economical to send someone to a loss […]
Fire and Evidence Inspections in the Age of COVID-19
As much of the country is determining how to best function in working from home and keeping appropriate social distance, the insurance industry is in a difficult position as some functions, such as claims handling and evidentiary inspections, cannot be conducted remotely and must involve the in-person, physical inspection of a loss site or of […]
“Health Care Providers” and “Emergency Responders” under the Families First Coronavirus Response Act
Who qualifies as a “Health Care Provider” or “Emergency Responder” under the Families First Coronavirus Response Act? The Department of Labor has released updated “Questions and Answers” which provides guidance on the Families First Coronavirus Response Act’s (Act) requirements to provide paid sick and family leave to certain employees impacted by the COVID-19 crisis. One […]
